FOR UK RESIDENTS TRAVELLING FROM THE UK NB: Non-UK nationals can purchase these products if you have been resident at the same address and registered with a UK doctor for at least 6 months

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The home of low cost annual travel insurance

If you travel more than once a year it makes sense to consider an annual multi-trip policy. One low price per year may save you money. Cover starts from as low as £38 a year excluding winter sports. You can travel as often as you like during the year but each trip must not exceed the single trip limit of the policy and the total days of travel must not exceed the annual limit (Plan C only). If you want to cover Pre-Existing Medical conditions or Business Cover please select Plan C. These are not covered on Plans A or B. Discounts of £5 for booking online for plans A, B and C (to age 65) and £10 for plan C for the over 65s. Please note that cancellation cover included in an annual policy is only valid for incidents occurring between the start and finish dates of the policy and that effect trips booked to take place during the period of insurance. Please read the PHA Initial Disclosure Document before proceeding. Choose the plan that suits your needs - Due to the sudden death of the sole director of the company, PHA Insurance Services Ltd has suspended trading. Although we are currently unable to sell the policies, you can purchase them directly from the insurers' websites by clicking the plan button. Single Trip Limit (days) Winter Sports Annual Limit Cover Pre-Existing Medical Conditions Medical expenses as a result of Terrorism Independent travel included Click for price We can send your policy details by SMS to your mobile 45 (31 days if aged 70-74 and travelling outside Europe) 17 Days NO NO NO Other than parents/guardians being covered for trips without the children on a family policy, there is no cover for independent travel. Our most popular plan. Max age 73 45 NO NO NO NO Other than parents/guardians being covered for trips without the children on a family policy, there is no cover for independent travel. Budget plan for the lowest cost Max age 53 50/100 17 Days 183 Days YES YES All named on a policy, including children, are allowed to travel independently, providing reasonable precautions are taken To Age 65 incl. Comprehensive plan for trips to 100 days inc. pre-existing medical conditions & business travel Max age 65 35 NO 183 Days YES YES All named on a policy, including children, are allowed to travel independently, providing reasonable precautions are taken Age 66 to 85 Comprehensive plan for trips to 35 days inc. pre-existing medical conditions & business travel Max age 85 If your trips will be longer than 100 days you should look at LONG STAY. THE INTERNET KEEPS THE COST OF INSURANCE LOW BY SAVING ON MARKETING.

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